Understanding Costco's Payment Methods
Costco, one of the largest wholesale retailers in the world, offers various payment options to accommodate its diverse customer base. Whether you're shopping in-store or online, knowing the accepted payment methods ensures a smooth checkout experience.
In-Store Payment Methods
- Visa Credit Cards: Costco exclusively accepts Visa credit cards for in-store purchases, including the Costco Anywhere Visa® Card by Citi
- Debit Cards: Any debit card with a Visa logo and most PIN-based debit cards
- Cash: Traditional cash payments are welcome at warehouses
- Checks: Personal checks from current Costco members
- Costco Shop Cards: Reloadable gift cards usable by both members and non-members
- EBT Cards: Accepted for eligible items under government assistance programs like SNAP
Online Payment Options
When shopping on Costco.com, you have more flexibility:
- Visa credit cards
- MasterCard
- Discover cards
- Most debit cards
- Costco Shop Cards
- PayPal
Mobile Payments
Costco has embraced digital wallet technology and accepts:
- Apple Pay
- Google Pay
- Samsung Pay
Note: These mobile payment methods must be linked to accepted payment cards.
Costco Shop Cards
These prepaid cards offer versatile payment options:
- Available in denominations from $25 to $1,000
- No expiration date
- Can be used by non-members
- Reloadable at any Costco location
- Usable both in-store and online
Gas Station Payment Methods
Costco fuel stations have specific requirements:
- Visa credit cards only
- Most debit cards
- Costco Shop Cards
- Cash is not accepted at fuel stations
Business Payment Options
Business members have additional payment methods:
- Business checks
- Business EFT (Electronic Funds Transfer)
- Costco Business Delivery payment terms
When shopping at Costco locations outside the United States, accepted payment methods may vary. It's recommended to check with your local warehouse for specific payment policies.
Tips for a Smooth Checkout Experience
- Check Your Card: Ensure your payment method is active with sufficient funds
- Bring Membership Card: Have it ready at checkout
- Consider a Costco Anywhere Visa® Card by Citi: This card offers:
- 4% cash back on eligible gas purchases
- 3% on restaurants and eligible travel
- 2% on all Costco purchases
- 1% on all other purchases
For more information about the Costco Anywhere Visa® Card, visit Citi's official page.
For the most current information on Costco's payment policies, visit their official website.