Payment Options at Costco 🛒
In-Store Payment Methods
When shopping at Costco's physical warehouse locations, it's important to understand their specific credit card policies. Due to an exclusive partnership with Visa since 2016, Mastercard credit cards are not accepted for in-store purchases.
Accepted Payment Methods in Warehouses
- Visa credit cards
- Debit cards (including Mastercard debit)
- Cash
- Checks
- EBT cards
- Costco Shop Cards
- Mobile payments (Apple Pay, Google Pay, Samsung Pay - linked to Visa)
Online Shopping at Costco.com 💻
The payment options are more flexible when shopping online. Costco.com accepts:
- All major credit cards (including Mastercard)
- Visa cards
- Discover cards
- American Express cards
- Costco Shop Cards
The Costco Anywhere Visa® Card
"Get more value from your Costco membership with the Costco Anywhere Visa® Card by Citi"
This special card, offered in partnership with Citi, serves as both a membership card and credit card. Benefits include:
- 4% cash back on gas purchases
- 3% on restaurants and travel
- 2% on Costco purchases
- 1% on all other purchases
Learn more about this card here.
Why Only Visa In-Store?
The decision to accept only Visa credit cards in-store is primarily due to a partnership agreement that allows Costco to benefit from lower transaction fees, which can translate into savings for both the company and its members.
International Locations 🌎
Payment policies may vary at Costco locations outside the United States. For example, Costco Canada accepts Mastercard as their exclusive credit card partner.
Alternatives for Mastercard Holders
If you primarily use Mastercard and want to shop at Costco, consider these options:
- Use your Mastercard debit card
- Purchase a Costco Shop Card (can be bought online using Mastercard)
- Shop at Costco.com
- Use cash or checks
- Apply for a Visa card if you frequently shop at Costco
For more information on Costco's payment policies, visit their official website. Happy shopping! 🛍️