Do American Express Membership Rewards Points Expire?

## Understanding American Express Membership Rewards 🌟 American Express offers a range of credit cards that earn Membership Rewards points, providing cardholders with flexible redemption options and valuable rewards. The program's points can be used for various purposes, including: - **Travel**: Flights, hotels, and car rentals - **Gift Cards**: Wide selection of retailers - **Shopping**: Purchases at select online retailers - **Statement Credits**: Offset card balance - **Transfers**: Airline and hotel loyalty programs ## Do Points Expire? 🕒 The good news is that **Membership Rewards points do not expire** as long as your account remains active and in good standing. However, there are important conditions to keep in mind: ### Situations Where Points Could Be Lost ⚠️ 1. Account closure (by you or American Express) 2. Delinquency or default 3. Fraudulent activity 4. Death of the primary cardholder > **Pro Tip**: If you're planning to cancel a card, transfer your points or apply for another Membership Rewards-earning card first. ## Protecting Your Points 🛡️ ### Transfer Partners Consider transferring points to popular partners such as: * Delta SkyMiles * British Airways Executive Club * Air France/KLM Flying Blue * Hilton Honors * Marriott Bonvoy ### Strategic Card Management | Strategy | Description | Benefit | |----------|-------------|----------| | Multiple Cards | Keep at least two MR cards | Backup protection | | Account Monitoring | Regular balance checks | Stay informed | | Emergency Planning | Know your options | Prevent point loss | ## Best Practices for Point Management 📝 1. Set up account alerts 2. Review point balances regularly 3. Keep track of annual fee due dates 4. Maintain your account in good standing 5. Stay informed about program changes ### Digital Tools and Resources * [American Express Mobile App](https://www.americanexpress.com/en-us/support/digital/amex-mobile-app/) * [Membership Rewards Terms and Conditions](https://www.americanexpress.com/us/rewards/membership-rewards/terms/?mrlinknav=footer-tandc) * [American Express Travel Portal](https://www.americanexpress.com/en-us/benefits/rewards/membership-rewards/) ### Grace Period Information When canceling a card, American Express typically provides a *30-day grace period* to use or transfer your points before they're forfeited. Authorized users should note that points belong to the primary cardholder and cannot prevent expiration. For more information about maximizing your rewards, visit resources like [The Points Guy](https://thepointsguy.com/) or [NerdWallet](https://www.nerdwallet.com/). Happy earning! ✨

Do American Express Membership Rewards Points Expire?

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