Understanding Your Options
Before starting the process, it's important to understand the difference between a tax return transcript and a tax return copy:
- Tax Return Transcript: A summary of your tax return showing most line items from your original return. It's free and usually sufficient for most purposes.
- Tax Return Copy: An exact copy of your filed return with all attachments, available for a fee.
Methods for Obtaining Your Tax Return
Online Access
The fastest way to get your tax information is through the IRS website's Get Transcript tool. This service allows you to:
- View and download tax records immediately
- Access returns from the past three years
- Obtain wage and income transcripts
- Receive account transcripts showing changes made after filing
Phone Request
- Call 1-800-908-9946 and follow the automated instructions
- Available from 7 a.m. to 7 p.m. local time, Monday through Friday
- Transcripts will be mailed to you
Mail Request
- Complete Form 4506-T for a free transcript
- Complete Form 4506 for an exact copy ($43 fee per return)
- Mail to the address specified on the form
Alternative Sources
Tax Preparation Services
If you used a professional tax preparation service, they should maintain copies of your returns:
- H&R Block
- TurboTax
- Jackson Hewitt
- Local CPAs
Note: Most tax preparers keep returns on file for at least three years.
Digital Tax Software
Access past returns through your online account with:
Processing Times and Security
Timeline
- Online transcript requests: Immediate access
- Mail requests: 5-10 business days
- Form 4506 requests: Up to 75 calendar days
Security Requirements
The IRS requires:
- Valid photo ID
- Social Security number
- Current email address (for online access)
- Filing status
- Mailing address from latest tax return
State Tax Returns
For state tax returns, contact your state's Department of Revenue. Most states offer:
- Online access through state portals
- Phone request options
- Mail-in form submissions
Common Uses for Tax Returns
Tax return copies are often needed for:
- Mortgage applications
- Student loan processes
- Immigration procedures
- Legal matters
- Financial aid applications
- IRS audits
- Amending a return
For more detailed guidance, visit the IRS official website. Remember to maintain organized records and store copies securely to avoid future retrieval needs.