Understanding AARP: An Overview
The American Association of Retired Persons (AARP) is a nonprofit organization dedicated to empowering Americans aged 50 and older. With over 38 million members, AARP is one of the largest and most influential organizations in the United States, working to enhance the quality of life for all as they age.
Basic Eligibility Requirements
The primary requirement for AARP membership is age. Anyone who is 50 years or older can join AARP, regardless of employment status, retirement plans, or other factors. This age requirement has remained consistent since the organization's founding in 1958.
Membership Options
Individual Membership
- Primary member must be 50+
- Annual fee of $16 (as of 2023)
- Option for auto-renewal
- Access to all benefits and services
Spouse/Partner Membership
- Free membership for spouse/partner
- Includes same benefits as primary member
- Available regardless of spouse/partner's age
Benefits of AARP Membership
AARP membership offers a wide range of benefits, including:
-
Discounts: Members enjoy savings on:
- Travel
- Dining
- Entertainment
- Shopping rewards
-
Insurance Options
- Health insurance supplements
- Life insurance
- Auto insurance
- Homeowner's insurance
-
Financial Services
- Investment guidance
- Banking services
- Credit card options
- Retirement planning
"Planning for your future shouldn't start at 50. Understanding AARP benefits before eligibility can help you make informed decisions about retirement and lifestyle choices." - AARP Financial Services
How to Join AARP
Joining AARP is a straightforward process:
- Visit the AARP Website: Start the membership process online
- Choose a Membership Plan: Select from annual or multi-year options
- Provide Personal Information: Including name, address, and date of birth
- Payment: Pay the membership fee
- Receive Membership Card: Use this to access benefits
Digital Access
Modern AARP membership includes comprehensive digital features through AARP.org, including:
- Online account management
- Digital membership card
- Access to exclusive content
- Interactive retirement planning tools
Common Misconceptions
There are several misconceptions worth clarifying:
- Retirement Status: You do not need to be retired to join
- Spousal Membership: Spouses can enjoy benefits even if under 50
- Citizenship: Membership is available regardless of citizenship status, though some benefits may be limited to U.S. residents
For more information about AARP membership and benefits, visit the AARP website or call 1-888-OUR-AARP (1-888-687-2277).