Does Costco Accept Mastercard?

# Payment Methods at Costco 🛒 ## In-Store Purchases Costco has specific policies regarding credit card acceptance at their warehouse locations. Due to an exclusive partnership with Visa that began in 2016, Costco only accepts **Visa credit cards** for in-store purchases. The accepted payment methods at Costco warehouses include: - **Visa credit cards** - **Debit cards** (including Mastercard debit) - **Cash** - **Checks** - **Electronic Benefit Transfer (EBT) cards** - **Costco Shop Cards** ## Online Shopping Experience The rules are more flexible when shopping on [Costco.com](https://www.costco.com//). For online purchases, Costco accepts: - All major credit cards (including Mastercard) - Visa - American Express - Discover - Costco Shop Cards > **Note:** Payment policies vary by country. For example, Costco locations in Canada exclusively accept Mastercard credit cards instead of Visa. ## Why the Visa Exclusivity? Costco's exclusive partnership with Visa is part of their business strategy to: 1. Negotiate better transaction fees 2. Offer enhanced rewards through their co-branded credit card 3. Maintain lower prices for members ## The Costco Anywhere Visa Card For frequent Costco shoppers, the [Costco Anywhere Visa® Card by Citi](https://www.citi.com/credit-cards/citi-costco-anywhere-visa-credit-card) offers several benefits: - 4% cash back on gas purchases - 3% on restaurants and travel - 2% on Costco purchases - 1% on all other purchases --- ## Alternatives for Mastercard Users 💳 If you primarily use Mastercard, you have several options: 1. **Use a Debit Card**: If you have a Mastercard debit card, you can use it just like a Visa debit card in-store 2. **Pay with Cash or Check**: Traditional payment methods are always accepted 3. **Purchase Costco Shop Cards**: Buy these online using your Mastercard for in-store use 4. **Shop Online**: Use your Mastercard credit card for purchases on Costco's website 5. **Consider a Visa Card**: Apply for a Visa credit card for direct purchases For more information on Costco's payment policies, you can visit their [official website](https://www.costco.com//). Understanding these payment options can help you make the most of your Costco membership and enjoy the savings and benefits that come with it! 🛍️

Does Costco Accept Mastercard?

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