Articles Starting with "I"

TurboTax is a tax preparation software for filing federal and state returns online, offering products for various tax situations. Key features include a user-friendly interface, comprehensive coverage, accuracy guarantee, and live support. It has different service tiers, with prices varying by complexity. Benefits include convenience, expert support, and security features. Drawbacks are cost, learning curve, privacy concerns, and upsell attempts. Ideal for first-time filers and those needing expert access, but not for budget-conscious users. Consider alternatives like Free File Alliance or H&R Block.

Humira (adalimumab) treats autoimmune conditions by blocking TNF. Biosimilars, like Amjevita and Cyltezo, offer similar efficacy and safety. They reduce costs by 5-40% and increase accessibility. Challenges include insurance variations and patient acceptance. Biosimilars are FDA-approved and effective.

iPhone 15 pre-orders start September 15, 2023, with release on September 22. Models: iPhone 15 ($799), 15 Plus ($899), 15 Pro ($999), 15 Pro Max ($1,199). Storage: 128GB-1TB. Buy via Apple Store, app, resellers, or carriers. Features: new design, A17 chip, improved camera. Payment: full, installments, trade-in.

There are over 2,000 termite species, mainly categorized as subterranean, drywood, and dampwood termites. They vary in size and color, with distinct body structures. Termites live in organized colonies with specific castes. Signs of infestation include mud tubes, wood damage, and frass. Prevention involves proper ventilation, inspections, and moisture control.

Earthquake insurance covers seismic damage, unlike standard homeowners insurance. Key factors in deciding to purchase include geographic risk, cost, and property evaluation. High-risk areas include California and Alaska. Alternatives include structural improvements and emergency funds. Pros: financial protection, peace of mind. Cons: high costs, coverage limits. Consider insurance if in high-risk zones or with vulnerable properties.

Linzess (linaclotide) treats IBS-C and CIC by increasing intestinal secretions. No FDA-approved generic exists as of 2023, with patents expiring in 2031. Costs range $400-600/month, with savings options available. Alternatives include Amitiza, Motegrity, and lifestyle changes. Generic entry expected post-2031.

Understand your student loan terms before early repayment. Consider interest rates, loan type, and repayment plans. Early repayment benefits include reduced interest costs and improved debt-to-income ratio, but consider opportunity costs and tax benefits loss. Evaluate strategies like refinancing and extra payments.

Asana is a project management tool for organizing and tracking work, offering a free version with features like unlimited tasks, projects, and up to 15 team members. Limitations include no timeline view or custom fields. Ideal for small teams and freelancers, it can be maximized with efficient workflow strategies.

An MBA offers comprehensive business management training, enhancing skills for leadership roles. It aids career advancement, with graduates seeing a 77% salary increase. Benefits include networking, skill development, and entrepreneurial knowledge. Costs vary, with top-tier programs up to $200,000. Alternatives include certifications and online courses. Consider an MBA if you have 3-7 years of experience, clear goals, and can manage the financial investment.

Filing status determines income thresholds for tax filing: Single, Married Filing Jointly/Separately, Head of Household, and Qualifying Widow(er). Income thresholds vary by age and status. Special rules apply for self-employment and dependents. Filing may be beneficial for refunds or credits. Federal returns due April 15, 2024.

Tylenol (acetaminophen) is for pain and fever, while Paxlovid treats COVID-19. Both are processed by the liver, and ritonavir in Paxlovid can affect acetaminophen metabolism. Standard doses usually pose no concern. Don't exceed 4,000mg of Tylenol daily, follow Paxlovid dosing, and avoid alcohol.

Verizon leads in network coverage, reaching 70% of the U.S., while AT&T covers 68%. AT&T offers faster average download (50.27 Mbps) and upload speeds (9.95 Mbps) than Verizon. Both carriers provide competitive plans and customer service. Verizon excels in rural coverage and 5G speed; AT&T offers lower prices and urban coverage.

Extended warranties, or vehicle service contracts, cover repairs beyond the original warranty. Types include manufacturer, dealership, and third-party warranties. Pros: financial protection, peace of mind, increased resale value. Cons: cost, coverage limits. Consider vehicle reliability, financial readiness, and alternatives like self-insurance.

Trulicity, a GLP-1 receptor agonist for type 2 diabetes, faces a shortage due to increased demand, manufacturing challenges, and distribution issues. This impacts patients with health risks, delayed prescriptions, and financial burdens. Alternatives include Ozempic and Victoza. Supply may stabilize by mid-2024.

Farxiga (dapagliflozin) is a medication for type 2 diabetes and heart failure, part of the SGLT2 inhibitors class. It remains under patent by AstraZeneca until October 2025, with no generic available. Alternatives include Jardiance, Invokana, and Steglatro. Costs range from $300-$600 monthly. Generic versions may appear post-2025.

Early Christianity was a loosely organized community focused on Jesus' teachings. The Great Schism in 1054 split Christianity into Roman Catholic and Eastern Orthodox branches. The 16th-century Protestant Reformation further fragmented it. Each tradition claims apostolic succession and emphasizes different theological aspects.

Federal income tax returns are due April 15, extended if it falls on a weekend/holiday. In 2023, it was April 18. Extensions to October 15 are possible with Form 4868, but taxes are due by the original date. Business deadlines vary. Quarterly payments are due April 15, June 15, September 15, and January 15.

TikTok, owned by ByteDance, is popular among diverse age groups, including those 30+. It offers safety features like Restricted Mode and Family Pairing. While no adult version exists, it provides mature content like finance and health. Alternatives like Instagram Reels and Clapper cater to older users.

Transferring a credit card balance can reduce interest payments by moving debt to a card with lower rates, often 0% APR for 6-21 months. Benefits include debt consolidation and potential savings. Consider transfer fees, credit requirements, and promotional terms. Alternatives include negotiating rates or personal loans.

Adults seek social media alternatives for content preferences, community, and privacy. LinkedIn, Loom, and Vidyard offer professional features. TikTok alternatives include Instagram Reels, YouTube Shorts, and Vimeo, each catering to different audiences. Consider content type, user base, privacy, and monetization when choosing a platform.

Vyvanse (lisdexamfetamine dimesylate) treats ADHD and BED. It's a prodrug converted to dextroamphetamine, reducing abuse potential. No generic exists yet, but expected by August 2024. Generics will lower costs by 20-30%. Alternatives include Adderall, Ritalin, and non-stimulants.

Renewable energy, sourced from natural processes, is sustainable and eco-friendly. It includes solar, wind, hydroelectric, geothermal, and biomass energy. Benefits include reduced emissions and job creation, but challenges like intermittency and high initial costs exist. The sector is growing due to tech advances and policy support.

Vraylar (cariprazine) is an atypical antipsychotic for schizophrenia and bipolar disorder, affecting dopamine and serotonin. No generic exists due to patents expiring in 2025 and 2029. Costs range from $1,300-$1,800 monthly. Alternatives include generic antipsychotics. Patients can seek cost-saving programs.

Credit card debt consolidation merges multiple balances into one loan or plan. Options include balance transfer cards, personal loans, home equity loans, and debt management plans. Benefits are simplified finances, cost savings, and credit impact. Drawbacks include fees and risks. Consider if it suits your situation.

Gap insurance covers the difference between your car loan balance and the actual cash value if your vehicle is totaled or stolen. It's useful for new cars, low down payments, long loans, high depreciation vehicles, and leases. Costs vary, and alternatives include new car replacement and loan/lease payoff coverage.

Shiba Inu (SHIB), created in August 2020, is an ERC-20 token on Ethereum, known for its strong community, the "SHIB Army." Its ecosystem includes Shibarium, ShibaSwap, and more. While offering potential high returns, SHIB is highly volatile and speculative. Investment should be cautious, with a focus on risk management.

The Book of Revelation, traditionally attributed to John the Apostle, is debated among scholars. Early church figures like Irenaeus supported this view, but linguistic and theological differences suggest otherwise. Alternative theories propose John the Elder, John of Patmos, or a pseudonymous author. Most agree the author was a Jewish Christian prophet named John, writing from Patmos.

Paying rent with a credit card offers rewards like travel miles and cash back, and helps build credit. However, it incurs transaction fees (2.5%-3.5%) and risks like high interest and credit score damage. It's beneficial for meeting sign-up bonuses or emergencies but requires careful financial management. Consider alternatives like ACH transfers or payment apps.

DIY tooth extraction poses serious risks like infection, incomplete extraction, nerve damage, and excessive bleeding. Professional dental care is essential for safe procedures. Costs for complications often exceed professional extraction fees. Consider pain management and seek affordable dental care options.

Critical illness insurance offers a lump-sum payment for serious medical conditions like cancer or heart attack. It covers expenses beyond medical bills, such as lost income and home modifications. Consider health risks, financial stability, and policy details. Alternatives include HSAs and disability insurance.

Life insurance is a contract providing financial security to beneficiaries upon the insured's death. Types include term (affordable, fixed period), permanent (lifetime, cash value), universal (flexible), and variable (investment options). Consider life insurance if you're a primary breadwinner, parent, or business owner. Costs depend on age, health, coverage, and policy type. Evaluate needs, compare policies, and avoid unnecessary coverage.

Cryptocurrency is a digital currency using cryptography and blockchain for security and decentralization, attracting investors with transparency. Popular types include Bitcoin, Ethereum, Ripple, and Litecoin. Benefits include high returns and diversification, but risks involve volatility and regulatory uncertainty.

Pet insurance covers veterinary costs, similar to human health insurance, with monthly premiums. It offers financial protection, comprehensive coverage, and customizable plans. However, it involves costs, exclusions, and limitations. Consider your pet's age, breed, and your financial situation. Alternatives include savings accounts and CareCredit. Insurance is ideal for young pets, breeds with health issues, or those lacking emergency savings.

Older iPhones may face battery and performance issues, with updates typically lasting 5-6 years. New models offer camera and hardware improvements. Consider upgrading if your device is over 5 years old, lacks security updates, or has battery issues. Explore trade-ins, deals, and environmental impacts before deciding.

Verizon and AT&T are the largest US wireless carriers. Verizon offers extensive 4G LTE and focuses on mmWave 5G for urban areas, while AT&T emphasizes sub-6GHz 5G for broader coverage. Verizon is pricier but excels in reliability. AT&T offers budget-friendly plans. Customer satisfaction is higher with Verizon.

Buffalo's waste collection is weekly, managed by the Department of Public Works. Use the city's map or app to find your day. Holidays may delay pickup by a day. Stay updated via city announcements, social media, or local news. Proper disposal requires city totes. Additional services include bulk and hazardous waste disposal.

TikTok faces global scrutiny over data privacy and national security, with bans in India and restrictions on government devices in the US, UK, EU, and Australia. Legal challenges and geopolitical tensions could impact its future. TikTok's mitigation strategies include Project Texas and Oracle partnership.

Cialis (tadalafil) treats ED and BPH by increasing blood flow. FDA-approved doses: 10-20 mg as needed for ED, 2.5-5 mg daily for ED, 5 mg daily for BPH. 30 mg is not recommended due to side effects. Avoid interactions with nitrates, alpha-blockers, and certain drugs. Seek emergency care for severe symptoms.

Botox, a neurotoxin from Clostridium botulinum, temporarily paralyzes muscles to reduce wrinkles. Approved by the FDA in 2002, it blocks acetylcholine to prevent muscle contractions. Consider medical suitability, cost, and provider expertise. Benefits include aesthetic and therapeutic uses, with risks like bruising and rare complications.

Mesothelioma is a rare cancer affecting the mesothelium, often linked to asbestos exposure. Treatment options include surgery, chemotherapy, and radiation, with emerging therapies like immunotherapy and clinical trials. Factors like diagnosis stage and cell type affect outcomes. Prevention focuses on asbestos safety.

Renewable resources are natural materials and energy sources that replenish quickly, unlike fossil fuels. They are sustainable, cleaner, and increasingly cost-effective. Types include solar, wind, hydropower, biomass, and geothermal energy. Challenges include intermittency and high initial costs.

Trintellix (vortioxetine) treats major depressive disorder but lacks a generic version due to patent protection until 2026. It's costly, with monthly expenses of $400-$500. Patients can seek savings through assistance programs and discounts. Generic antidepressants like SSRIs and SNRIs are alternatives.

The iPhone 15 series is expected to be announced in September 2023, with pre-orders starting on September 15 and retail availability on September 22. The lineup includes four models, starting at $799. Key features include a titanium frame, USB-C ports, and camera improvements. Pre-order tips and upgrade advice are provided.

Cialis (tadalafil) treats ED and BPH by increasing blood flow. FDA-approved doses: 10-20mg as needed, 2.5-5mg daily. 30mg is not recommended due to increased side effects like cardiovascular risks and drug interactions. Follow prescribed doses, consult a doctor for adjustments, and seek alternatives if needed.

Cialis (tadalafil) treats erectile dysfunction and benign prostatic hyperplasia by increasing blood flow. Dosages vary: 10-20mg as needed, 2.5-5mg daily, or 5mg for BPH. Safety depends on health factors and drug interactions. Side effects include headache and dizziness. Consult a doctor before adjusting doses.

Deciding on a master's degree impacts career, finances, and life. Benefits include career advancement, higher earnings, and networking. Costs range from $30,000 to $120,000. Consider full-time vs. part-time study and alternatives like certifications. Assess career goals, financial position, and program reputation.

Entresto, a heart failure medication, combines sacubitril and valsartan. No generic exists due to Novartis' patents, expiring between 2023-2028. Costs $500-$600 monthly. Alternatives include ACE inhibitors and ARBs. Generics may appear by 2027-2028 in the US. Consult healthcare providers for options.

Asbestos is a group of six fibrous minerals used in construction for their heat resistance and strength. Types include Chrysotile, Amosite, Crocidolite, Tremolite, Anthophyllite, and Actinolite. Found in insulation, roofing, and industrial products, asbestos poses health risks like mesothelioma and lung cancer. Safety involves not disturbing materials, using certified inspectors, and following containment procedures. Proper documentation and professional handling are essential.

A financial advisor offers guidance on managing finances, including investments, retirement, taxes, estate planning, insurance, and debt. Types include robo-advisors, online, fee-only, fee-based, and traditional advisors. Benefits include expertise, personalized planning, and emotional discipline. Costs range from 0.25% to 1% of assets. Choose advisors by verifying credentials, understanding fees, and aligning services with needs.

Life insurance is a contract providing financial security to beneficiaries upon the insured's death. Key considerations include family status, financial obligations, and income replacement. Types include term, whole, and universal life insurance. Costs depend on age, health, and policy type. Business owners and stay-at-home parents have special needs. Life insurance may be unnecessary if you have no dependents or debts. Review coverage regularly and consult experts for guidance.