How to Deposit Cash at an ATM

## Finding a Suitable ATM Before starting your cash deposit, you need to locate an ATM that accepts cash deposits. Not all ATMs offer this feature, so: - Use your bank's website or mobile app locator tool - Check if your bank is part of a larger ATM network - Consider using ATMs in well-lit areas or bank vestibules for safety - Verify the ATM accepts cash deposits before proceeding ## Preparation Before heading to the ATM: - Ensure you have your debit card ready - Count and organize bills facing the same direction - Remove paper clips, rubber bands, or foreign objects - Verify bills are not torn or severely damaged > **Important**: Never insert coins into an ATM. Cash deposits are for paper currency only. ## Step-by-Step Deposit Process ### 1. Insert Your Card and Login - Insert your debit card into the ATM - Enter your PIN while covering the keypad - Choose your preferred language if prompted ### 2. Select Deposit Options 1. Choose "Deposit" or "Cash Deposit" from the main menu 2. Select the account type for your deposit: - Checking account - Savings account - Money market account ### 3. Insert Cash - Follow the on-screen instructions carefully - Modern ATMs accept stacks of bills at once - Older machines might require one bill at a time - The ATM will count and display the total amount ### 4. Verify and Complete - Confirm the counted amount matches your deposit - Choose whether to print a receipt - Wait for transaction completion before leaving ## When Funds Become Available | Deposit Time | Availability | |-------------|--------------| | Before 9 PM | Same day | | After 9 PM | Next business day | | Weekends | Next business day | ## Safety Considerations * Shield the keypad when entering your PIN * Be aware of your surroundings * Choose ATMs in busy locations * Don't walk away until the transaction is complete * Keep your receipt as proof of deposit ## Troubleshooting Common Issues If you encounter problems during your deposit: 1. Cancel the transaction if possible 2. Remove your card 3. Contact your bank immediately if: - The ATM fails to process your deposit - The receipt shows an incorrect amount - The deposit doesn't appear in your account ## Tips for Success - Check ATM deposit limits before proceeding - Use your own bank's ATM to avoid fees - Verify funds through online banking or mobile app - Consider mobile banking apps for check deposits as an alternative For more information, visit: - [NerdWallet's guide on using ATMs](https://www.nerdwallet.com/article/banking/best-prepaid-debit-cards) - [Federal Deposit Insurance Corporation](https://www.fdic.gov/) - Your bank's ATM locator tool (e.g., [Bank of America](https://www.bankofamerica.com/))

How to Deposit Cash at an ATM

Related articles