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Contents

  • What is a 401(k) Rollover?
    • Key Benefits of Rolling Over to an IRA
      • Greater Investment Flexibility
        • Lower Fees
          • Simplified Account Management
            • Roth Conversion Opportunities
            • Potential Drawbacks to Consider
              • Loss of Creditor Protection
                • Early Withdrawal Considerations
                  • Employer Stock Considerations
                  • Decision Factors Comparison
                    • Steps for a Successful Rollover
                      • Professional Guidance

                        Should You Roll Over Your 401(k) to an IRA? Pros and Cons Explained

                        contributorcontributorcontributor
                        2.8 minute read
                        FinanceAging and RetirementInvestmentBusinessCareer Advice
                        A balanced scale with a 401(k) document on one side and an IRA document on the other, symbolizing the decision-making process.
                        Published January 25, 2025
                        Last Updated May 30, 2025
                        contributorcontributorcontributor
                        2.8 minute read

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