Membership Costs and Options
Both wholesale clubs operate on a tiered membership model:
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Costco:
- Gold Star Membership: $60 annually
- Executive Membership: $120 annually (includes 2% rewards)
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Sam's Club:
- Club Membership: $45-50 annually
- Plus Membership: $100-110 annually (includes free shipping and 2% cashback)
Product Selection and Quality
Store Brands
Costco's Kirkland Signature brand has earned an exceptional reputation for quality, often matching or exceeding name-brand products. While Sam's Club's Member's Mark products are well-regarded, they don't quite command the same loyal following.
Fresh Foods
- Meat Quality: Costco typically offers higher-grade meats
- Produce Selection: Both provide comparable fresh produce options
- Prepared Foods: Costco's food court and prepared meals have a cult following
- Bakery: Both excel, though Costco's bakery items tend to be larger
Costco tends to focus more on organic and gourmet food options, while Sam's Club may have a slight edge in electronics and home goods selection.
Store Locations and Accessibility
The convenience of store locations can be a deciding factor:
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Costco has over 800 locations worldwide, with a strong presence in the United States, Canada, and Mexico. Find a Costco near you.
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Sam's Club operates around 600 locations, primarily in the United States, making it more accessible in rural areas. Use their store locator to find the nearest club.
Additional Services
Both clubs offer valuable additional services:
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Costco:
- Travel services
- Optical and hearing aid centers
- Pharmacy services
- Tire centers
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Sam's Club:
- Travel and entertainment discounts
- Optical and hearing aid centers
- Pharmacy services
- Auto buying program
- Business services such as printing and marketing
Digital Integration and Online Shopping
Sam's Club leads in technology integration with:
- Scan & Go app functionality
- Curbside pickup at all locations
- More developed mobile app
Costco offers:
- Same-day delivery through Instacart
- Online ordering with 2-day delivery
- Basic mobile app functionality
Return Policy
"Costco's return policy is legendary" - Consumer Affairs
Costco offers a more generous return policy, with no time limit on most items (excluding electronics). Sam's Club typically has a 90-day return window for most products.
Making Your Choice
Choose Costco if:
- Quality is your top priority
- You prefer organic and premium products
- You want the most generous return policy
- You frequently buy prescription medications
Choose Sam's Club if:
- Price is your primary concern
- You want better digital integration
- You need more accessible locations
- You prefer smaller bulk quantities
Both clubs offer trial periods, so you can test each before committing. Many households find value in maintaining both memberships, using each store's strengths to maximize savings and convenience.