Introduction to EBT and Instacart
Electronic Benefits Transfer (EBT) is a system that allows recipients of government assistance programs, such as the Supplemental Nutrition Assistance Program (SNAP), to pay for groceries using a card similar to a debit card. Instacart, a popular grocery delivery service, has made it possible for users to use their EBT cards to purchase groceries online in over 40 states.
Eligibility Requirements
Before getting started, ensure you meet these basic requirements:
- You must have a valid SNAP/EBT card
- You must live in a state where Instacart accepts EBT payments
- You must shop at participating retailers
Setting Up Your Instacart Account
- Visit Instacart: Go to Instacart's homepage or download the app from the App Store or Google Play Store
- Create an Account: Enter your email address, create a password, and provide your zip code
- Add Your EBT Card:
- Go to "Account Settings"
- Under "Payment Methods," select "Add EBT SNAP Card"
- Enter your EBT card information
What You Can Buy
SNAP-eligible items include:
- Fruits and vegetables
- Meat, poultry, and fish
- Dairy products
- Breads and cereals
- Snack foods and non-alcoholic beverages
- Seeds and plants that produce food
Important Note: EBT cannot be used for:
- Delivery fees
- Service fees
- Tips
- Non-food items
- Prepared hot foods
- Alcoholic beverages
Shopping with EBT on Instacart
Selecting a Store
- Choose a participating store that accepts EBT payments
- Look for the "EBT SNAP" label on participating stores
- Use the filter option to view only EBT-eligible items
Making a Purchase
- Add SNAP-eligible items to your cart
- Proceed to checkout
- Select your EBT card as the payment method
- Enter your PIN at checkout
- Add a secondary payment method for non-eligible items and fees
Remember: You'll need to split your payment if purchasing both EBT-eligible and non-eligible items.
Tips for Successful Shopping
-
Monitor Your Balance: Check your EBT balance before shopping by:
- Calling the number on the back of your EBT card
- Visiting your state's EBT website
- Checking your last receipt
-
Plan Ahead:
- Delivery slots can fill up quickly
- Order during off-peak hours for better availability
- Plan your orders carefully to maximize benefits
-
Save Money:
- Use digital coupons and sales
- Consider Instacart+ membership if you shop frequently
- Check for promotions on eligible items
Troubleshooting Common Issues
If Your Card Is Declined
- Verify your balance
- Ensure you're only using EBT for eligible items
- Confirm your card information is entered correctly
- Contact your state's EBT customer service if problems persist
Order Modifications
- Only SNAP-eligible items can be substituted for other SNAP-eligible items
- Price adjustments will be reflected in your EBT charge
- You can approve or decline substitutions in real-time
For more information about SNAP benefits, visit the USDA's official SNAP website or check the Instacart EBT FAQ for updates.