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Gap insurance covers the difference between your car loan balance and the car's value if totaled. It's useful for new cars, especially with loans or leases, as cars depreciate quickly. Check your policy, contact your insurer, or review loan documents to see if you have it. Consider it for new purchases, leases, or high-interest loans.
The Selective Service System is a U.S. agency that records information on males aged 18-25 for potential military conscription. Registration is mandatory for male citizens and immigrants, with exemptions for active military, certain students, and others. Failure to register can lead to penalties. Registration can be done online, at post offices, or through FAFSA.
Roof lifespan is influenced by material, climate, installation quality, and maintenance. Materials like asphalt last 15-30 years, while slate can exceed 100 years. Climate impacts include temperature, precipitation, and sun exposure. Poor installation reduces lifespan. Signs for replacement include damage and leaks. Costs vary by material. Regular maintenance and eco-friendly options can extend life. Consider age, damage, efficiency, budget, and future plans when deciding on replacement.